Zarai Taraqiati Bank Limited
- Senior Vice President (Product Development)
- Interact with various departments/divisions/field offices of the Bank as well as outside the Bank to get feedback/suggestions for market research and development of new products and attending to different queries in this regard.
- Develop and review credit schemes/products in accordance with (i) Memorandum of Association of the Bank (ii) Decisions of BOD (iii) SBP
- Prudential Regulations for Agriculture Financing/directives.
- Arranging of inspection and audit pertaining to credit schemes/products launched by the Bank.
- Submit Memos on credit schemes/products of the Bank for approval of higher management/BOD.
- Issue Circulars/Circular Letters pertaining to credit products/schemes of the Bank for guidance and compliance of the field functionaries.
- Identify areas of intervention for improving productivity and increase competitiveness of the small scale producers/farmers engaged in the value chain agri. activities.
- Coordinate with IT in connection with insertion of relevant software to place necessary checks as per requirements of the products so that branches lending/disbursement process and due installments and other procedures of loan may remain intact for smooth operations of Bank business.
Qualification & Experience:
- Minimum Fifteen (15) years banking experience out of which 08 years exclusively in the field of Product Development based on basic cahflow / PR /Market Share etc.
- Candidate having working experience of Middle Management level or above is eligible for this post.
- Agri-credit experience would be given weightage.